What do I need to apply for a small business loan?

With Hyphen Funding, applying is fast and easy. It takes less than five minutes, and we just need some basic information about you and your business. Get started >

Check Your Eligibility
To qualify, you need to be in business more than one year and have at least $100,000 in annual revenue. Additionally, you need to have a personal credit score of at least 600.

Have Your Business Information Ready
To complete the simple online application, you need to provide your time in business, average monthly revenue, contact information, and how much funding your business needs.

In addition, you need to provide your social security number, your Employer Identification Number (EIN) and online banking login information.

This information is kept completely confidential and allows us to verify your identity and analyze your financial information to provide you with the best possible loan offer. It also means you don’t have to call your bank or track down bank statements.

See Privacy Policy for information on how we protect your information and data.

Not ready to apply?
You can still find out how much you qualify for using our Online Loan Assistant. It’s a fast, simple online tool that provides you with an instant pre-approved offer without asking for any of your personal information and requiring no credit check.

Just answer nine simple questions about your business to see how much funding you qualify for. If you like the offer, you can complete the entire application in less than five minutes and have funding as soon as the next business day.

See how much you qualify for >

Note: Pre-approval is not a firm offer of credit and is subject to additional terms, conditions, and underwriting.

Approval in Minutes.
Funding the Next Day.