How Fast Can I Get a Business Loan

When your company needs financing — whether it’s expanding the business, managing cashflow, supplementing payroll, hiring new staff, purchasing inventory, investing in equipment, or promoting your business — you almost always need that money sooner than later.

With traditional banks, the loan application and delivery process can take months — if you can get approved at all, that is. That’s far too long to be effective in today’s fast-paced business environment. The glacial pace of the traditional bank lending industry is one of the reasons that more and more business owners are turning to trusted online lenders like Hyphen for their small business funding needs.

Fast Business Loans: How It Works

With Hyphen, entire process is completed online — no phone calls, no bank statements, no wait. It’s simply a better way to get a small business loan.

To qualify, you need to be in business more than one year and have at least $100,000 in annual revenue. Additionally, you need to have a personal credit score of at least 600. Use our automated Online Loan Assistant to see how much you qualify for.

You can apply completely online with some basic information about you and your business. This includes your time in business, average monthly revenue, contact information, and how much funding your business needs.

In addition, you will need to provide your social security number and online banking login information. This information is kept completely confidential and allows us to verify your identity and analyze your financial information to provide you with the best possible loan offer. Get Started >

With our advanced scoring engine, you receive a decision instantly and can have funding in your account as soon as the next business day. And you can pay off the loan at any time without early payment penalties.

If your loan is approved and accepted by you — and all requested documentation received by 3:30 p.m. Central Time (Monday through Friday, excluding bank holidays) — your funds can be transferred to your bank account as fast as the next business day.

If you have questions or need assistance, contact a small business loan advisor at or by calling 800.688.2418, M-F, 8am-5pm, CST.

Hyphen Funding Business Funding Approval Tool Screenshot

With Hyphen, the entire funding process can be completed online in less than 10 minutes.

Approval in Minutes.
Funding the Next Day.